Creative finance
Executory Contracts and Lease-Options in Texas
Why Texas treats lease-options and contracts for deed as executory contracts, the Property Code ch. 5 rules, and the lien rule that blocks subject-to.
Subject-To and Due-On-Sale Basics
How subject-to purchases work, what the due-on-sale clause and Garn-St Germain actually say, and the Texas notice rules buyers should know.
Wraparound Mortgages and Seller Finance in Texas
Texas wrap mortgage rules: Finance Code ch. 159 disclosures and rescission, who must originate, the 3-loan exemptions, and federal seller-finance limits.