:root{
  --bg:#ffffff; --surface:#ffffff; --band:#f2f6fa; --card:#e9f1f8; --card-line:#c9dcee;
  --ink:#1f2a37; --muted:#4d6076; --line:#d7e2ee;
  --brand:#03335c; --accent:#0b619b; --accent-ink:#ffffff; --accent-hot:#f5b301; --accent-hot-ink:#0b1f3a; --soft:#e9f1f8; --code:#eef3f8;
  --radius:10px; --max:1080px;
  font-family: system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);line-height:1.6;font-size:17px}
a{color:var(--accent)} a:hover{text-decoration-thickness:2px}
img{max-width:100%}
.wrap{max-width:var(--max);margin:0 auto;padding:0 16px}
.skip{position:absolute;left:-999px}.skip:focus{left:16px;top:8px;background:var(--surface);padding:6px 10px;z-index:9}

.top{background:var(--surface);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
.bar{display:flex;align-items:center;justify-content:space-between;min-height:62px;gap:16px}
.brand{display:flex;align-items:center;gap:10px;color:var(--brand);text-decoration:none;font-size:18px;font-weight:600;white-space:nowrap}
.brand b{color:var(--accent)}
.nav{display:flex;gap:4px;flex-wrap:wrap}
.nav a{color:var(--ink);text-decoration:none;padding:8px 10px;border-radius:8px;font-size:15px}
.nav a:hover{background:var(--soft)}
.nav a[aria-current="page"]{color:var(--accent);font-weight:600}
.menu{display:none}
@media (max-width:900px){
  .nav.wide{display:none}
  .menu{display:block;position:relative}
  .menu summary{list-style:none;cursor:pointer;padding:8px 12px;border:1px solid var(--line);border-radius:8px}
  .menu summary::-webkit-details-marker{display:none}
  .menu .nav{position:absolute;right:0;top:46px;flex-direction:column;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:8px;min-width:240px;box-shadow:0 10px 30px rgba(0,0,0,.12)}
}

main{padding:36px 16px 64px}
h1{font-size:clamp(28px,4vw,40px);line-height:1.15;color:var(--brand);margin:0 0 14px;letter-spacing:-.01em}
h2{font-size:24px;line-height:1.25;color:var(--brand);margin:40px 0 12px}
h3{font-size:19px;margin:22px 0 8px}
p,li{max-width:72ch}
.lede{font-size:20px;color:var(--muted);max-width:62ch}
.muted{color:var(--muted)}
code{background:var(--code);padding:1px 5px;border-radius:5px;font-size:.92em}
pre{background:var(--code);padding:16px;border-radius:var(--radius);overflow:auto;font-size:14px;line-height:1.45;border:1px solid var(--line)}
pre code{background:none;padding:0}
blockquote{margin:16px 0;padding:4px 16px;border-left:4px solid var(--accent);background:var(--soft);border-radius:0 8px 8px 0}
hr{border:0;border-top:1px solid var(--line);margin:32px 0}

.hero{padding:20px 0 8px}
.doors{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:28px 0}
@media (max-width:760px){.doors{grid-template-columns:1fr}}
.door{background:var(--card);border:1px solid var(--card-line);border-radius:14px;padding:26px;display:flex;flex-direction:column;gap:8px}
.door h2{margin:0}
.door ul{padding-left:20px;margin:6px 0 14px}
.door .btn{align-self:flex-start;margin-top:auto}
.btn{display:inline-block;background:var(--accent);color:var(--accent-ink);text-decoration:none;padding:11px 18px;border-radius:9px;font-weight:600}
.btn.ghost{background:transparent;color:var(--accent);border:1px solid var(--accent)}
.btns{display:flex;gap:12px;flex-wrap:wrap;margin:18px 0}

.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:16px 0}
@media (max-width:860px){.grid3{grid-template-columns:1fr}}
.panel{background:var(--card);border:1px solid var(--card-line);border-radius:var(--radius);padding:20px}
.panel h3{margin-top:0}
.stat{font-size:28px;font-weight:700;color:var(--brand);display:block;line-height:1.1}

.table{overflow-x:auto;margin:16px 0;border:1px solid var(--line);border-radius:var(--radius);background:var(--surface)}
table{border-collapse:collapse;width:100%;font-size:15px}
th,td{text-align:left;vertical-align:top;padding:10px 12px;border-bottom:1px solid var(--line)}
thead th{background:var(--soft);color:var(--brand);font-weight:600}
tbody tr:last-child th,tbody tr:last-child td{border-bottom:0}
ul.plain{list-style:none;padding:0;margin:0}
ul.plain li{margin:2px 0}

.cards{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:14px}
.card{background:var(--card);border:1px solid var(--card-line);border-radius:var(--radius);padding:16px}
.card a{text-decoration:none}.card h3{margin:0 0 6px;color:var(--brand)}
.card p{margin:0 0 8px;color:var(--muted);font-size:15px}
.tags{display:flex;gap:6px;flex-wrap:wrap}
.tag{font-size:12px;background:var(--soft);color:var(--accent);padding:2px 8px;border-radius:99px}
.chips{display:flex;gap:8px;flex-wrap:wrap;margin:18px 0 8px}
.chips a{border:1px solid var(--line);background:var(--surface);padding:6px 12px;border-radius:99px;text-decoration:none;color:var(--ink);font-size:15px}
.crumbs{font-size:14px;margin-bottom:12px;color:var(--muted)}
.prose{max-width:760px}
.meta{color:var(--muted);font-size:15px;margin-top:-6px}
.disclaimer{color:var(--muted);font-size:14px;margin-top:32px}
.related{margin-top:40px}

.foot{background:var(--surface);border-top:1px solid var(--line);font-size:14.5px;color:var(--muted)}
.foot .cols{display:grid;grid-template-columns:1fr 1.3fr 1.3fr;gap:28px;padding-top:28px}
@media (max-width:860px){.foot .cols{grid-template-columns:1fr}}
.brand-sm{color:var(--ink);font-weight:600;margin-bottom:4px}
.foot .fine{padding:14px 16px 28px;border-top:1px solid var(--line);margin-top:12px;font-size:13px}

/* ---------- pricing, sign-up and account (2026-10-16) ---------- */
:root{--good:#127a4a;--good-bg:#e6f4ec;--bad:#a12a2a;--bad-bg:#fbeaea;--warn-bg:#fdf6da;--warn:#7a5200}
.plans{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin:16px 0}
@media (max-width:760px){.plans{grid-template-columns:1fr}}
.plan{background:var(--card);border:1px solid var(--card-line);border-radius:14px;padding:24px;display:flex;flex-direction:column}
.plan h3{margin:0 0 4px;font-size:21px;color:var(--brand)}
.plan .blurb{color:var(--muted);margin:0 0 10px}
.pricebox{margin:4px 0 10px}.price{font-size:38px;font-weight:700;color:var(--ink);letter-spacing:-.02em}.per{color:var(--muted);margin-left:4px}
ul.ticks{list-style:none;padding:0;margin:0 0 16px}
ul.ticks li{padding-left:24px;position:relative;margin:6px 0}
ul.ticks li:before{content:"";position:absolute;left:4px;top:.55em;width:9px;height:5px;border-left:2px solid var(--accent);border-bottom:2px solid var(--accent);transform:rotate(-45deg)}
.plan .btns{margin-top:auto}
.fine{font-size:14px;color:var(--muted)}
.callout{background:var(--soft);border:1px solid var(--line);border-radius:var(--radius);padding:12px 16px;margin:16px 0}
.callout.good{background:var(--good-bg);color:var(--good)}
.badge{display:inline-block;font-size:12px;font-weight:600;padding:2px 8px;border-radius:999px;margin-left:6px;vertical-align:middle;white-space:nowrap}
.badge.live{background:var(--good-bg);color:var(--good)}.badge.soon{background:var(--warn-bg);color:var(--warn)}
details.faq{background:var(--card);border:1px solid var(--card-line);border-radius:var(--radius);padding:12px 16px;margin:8px 0}
details.faq summary{cursor:pointer;font-weight:600}details.faq p{margin:8px 0 0}
.dialog{border:1px solid var(--line);border-radius:14px;padding:24px;max-width:520px;width:calc(100% - 32px);background:var(--surface);color:var(--ink)}
.dialog::backdrop{background:rgba(10,20,30,.5)}
.dialog h2{margin-top:0}.dialog .x{position:absolute;right:12px;top:8px;background:none;border:0;font-size:26px;color:var(--muted);cursor:pointer}
form.stack{display:flex;flex-direction:column;gap:12px;max-width:520px}
form.stack label,.row4 label,.filter>label{display:flex;flex-direction:column;gap:4px;font-weight:600;font-size:15px}
input[type=email],input[type=password],input[type=text],input[type=number],select,textarea{font:inherit;font-weight:400;padding:10px 12px;border:1px solid var(--line);border-radius:8px;background:var(--bg);color:var(--ink);width:100%}
input:focus,select:focus,textarea:focus{outline:2px solid var(--accent);outline-offset:1px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.row4{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:12px 0}
@media (max-width:700px){.row4{grid-template-columns:1fr 1fr}.row2{grid-template-columns:1fr}}
label.check{display:flex;align-items:flex-start;gap:8px;font-weight:400;font-size:15px}
label.check input{margin-top:4px;flex:0 0 auto}
label.check.off{color:var(--muted)}
.checkgrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:6px 16px;margin:6px 0 10px}
button.btn{border:0;cursor:pointer;font:inherit;font-weight:600}
button.btn.ghost{border:1px solid var(--accent)}
button.btn:disabled{opacity:.6;cursor:default}
.linkbtn{background:none;border:0;color:var(--accent);text-decoration:underline;cursor:pointer;font:inherit;padding:0}
.msg{min-height:1.4em;margin:8px 0}.msg.good{color:var(--good)}.msg.bad{color:var(--bad)}
.formcard{background:var(--card);border:1px solid var(--card-line);border-radius:14px;padding:24px;max-width:600px}
.tabs{display:flex;gap:4px;margin-bottom:16px}
.tabs button{font:inherit;padding:8px 14px;border:1px solid var(--line);background:var(--bg);color:var(--ink);border-radius:8px;cursor:pointer}
.tabs button[aria-selected="true"]{background:var(--accent);color:var(--accent-ink);border-color:var(--accent)}
.panel.acct{margin:18px 0;padding:22px}.panel.acct h2{margin-top:0}
.acct-head{display:flex;justify-content:space-between;align-items:baseline;flex-wrap:wrap;gap:8px}
.meter{height:12px;background:var(--code);border-radius:999px;overflow:hidden;max-width:520px;margin:10px 0 6px}
.meter span{display:block;height:100%;background:var(--accent);border-radius:999px}
.meter-label{margin:0 0 6px}
.pickgrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:12px;margin:8px 0 14px}
.pickcard{display:flex;gap:10px;align-items:flex-start;border:1px solid var(--line);border-radius:10px;padding:12px;cursor:pointer;background:var(--bg)}
.pickcard:has(input:checked){border-color:var(--accent);box-shadow:0 0 0 1px var(--accent)}
details.filter{border:1px solid var(--line);border-radius:10px;padding:12px 16px;margin:10px 0;background:var(--bg)}
details.filter summary{cursor:pointer}
details.filter fieldset{border:0;padding:0;margin:12px 0 0}
details.filter legend{font-weight:600;font-size:15px;margin-bottom:4px}
.addons{border-top:1px solid var(--line);margin-top:16px;padding-top:4px}
ul.files li{margin:4px 0}

/* ---------- two sections (2026-10-16): section label next to the logo, footer link to the other side ---------- */
.brandbox{display:flex;align-items:center;gap:10px;min-width:0}
.seclabel{font-size:13px;font-weight:600;color:var(--accent);background:var(--soft);border:1px solid var(--line);padding:3px 10px;border-radius:999px;text-decoration:none;white-space:nowrap}
.other-side{display:inline-block;margin-top:6px}
@media (max-width:420px){.brand img{height:32px!important}.seclabel{font-size:12px;padding:2px 8px}}

/* ---------- coverage funnel (Wayne 2026-11-05): headline markets as cards, all-yellow logo ---------- */
.cov-cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:14px;margin:16px 0}
.cov-card h3{margin:0 0 4px;font-size:21px;color:var(--brand)}
.cov-big{font-size:30px;font-weight:700;color:var(--ink);margin:2px 0 6px;line-height:1.1}
.cov-big span{font-size:15px;font-weight:600;color:var(--muted)}
.cov-stat .cov-stat-label{display:block;color:var(--muted);font-size:14.5px;margin-top:2px}

/* ---------- lender-modeled restyle (2026-11-05, research: lender-site-research-2026-11-05) ----------
   The top Texas tax lenders (Propel, Hunter-Kelsey, Rio, Home Tax Solutions, Property Tax Funding)
   all run: white page, pale blue-gray bands, flat pale feature boxes, navy headings, steel-blue
   links, ONE warm CTA color. Ours: white page, #f2f6fa bands, #e9f1f8 boxes, #03335c navy,
   #0b619b links (Propel/Rio's blue), brand yellow #f5b301 as the warm CTA + the all-yellow logo. */
.top{background:#03335c;border-bottom:3px solid var(--accent-hot)}
.top .nav a{color:#e9eef5}
.top .nav a:hover{background:rgba(255,255,255,.12)}
.top .nav a[aria-current="page"]{color:var(--accent-hot)}
.top .menu summary{color:#e9eef5;border-color:rgba(255,255,255,.35)}
.top .menu .nav{background:var(--surface)}
.top .menu .nav a{color:var(--ink)}
.top .menu .nav a:hover{background:var(--card)}
.seclabel{color:var(--accent-hot-ink);background:var(--accent-hot);border-color:var(--accent-hot)}
.btn{background:var(--accent-hot);color:var(--accent-hot-ink)}
.btn:hover{filter:brightness(1.06)}
.btn.ghost{background:transparent;color:var(--accent);border-color:var(--accent)}
.btn.big{font-size:1.14rem;padding:16px 30px;border-radius:11px}
.cov-big{color:var(--brand);border-left:5px solid var(--accent-hot);padding-left:12px}
.band{background:var(--band);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:20px;border-radius:var(--radius);margin:16px 0}
.band .panel,.band .card{background:var(--surface);border-color:var(--line)}
.foot{background:#03335c;color:#d7e3f0;border-top:3px solid var(--accent-hot)}
.foot a{color:#a9cdf0}
.foot .brand-sm{color:#ffffff}
.foot .fine{border-top-color:rgba(255,255,255,.25)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:16px 0;padding:0;list-style:none}
@media (max-width:860px){.steps{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.steps{grid-template-columns:1fr}}
.steps li{background:var(--card);border:1px solid var(--card-line);border-radius:var(--radius);padding:18px}
.steps .n{display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;border-radius:50%;background:var(--accent);color:#fff;font-weight:700;margin-bottom:8px}
.steps h3{margin:0 0 6px;color:var(--brand)}
.steps p{margin:0}